Lion Law LLP Debt

Personal Debt Recovery

Many of us think of debt collection as something that only businesses and contractors must deal with. But of course, this simply isn’t the case. Sometimes, individuals make loans and are owed money, be they to businesses or other people, and have trouble securing repayment.

Returned Cheque Litigation

Cheque bounce is a criminal offense in India, covered under section 138 of the Negotiable Instruments Act. The following information will act as a useful guide in what steps can be undertaken in case your cheque is bounced:

Once the cheque has been returned by the bank, then before filing a legal complaint against the drawer, you must, with the help of our Advocate, first, send a demand letter/ legal notice to such drawer within a period of 30 days from the date the cheque has been returned to you by the bank. The letter must demand the amount from the drawer and the legal action that can be initiated against him under the Negotiable Instruments Act in case the amount is not paid within a stipulated time period (usually 15 days).

If you have returned a cheque and received a notice you would need to talk to one of our Advocates, who'll be able to tell you your options.

Arbitration and Court hearings

If you have received arbitration or a legal Notice to be summoned, you would need the help of our Advocates who can draft a reply to the arbitration or legal Notice regarding your issue. We will also represent you in any arbitration or Court hearing regarding your issues.

Personal Debt Programme (PDP)

PDP is a debt management service which is provided by City Credit Management LLP (CCM) trading as Single Debt ( and Lion Law as one of the panel Advocate of CCM will provide the legal service that is associated with this service.

PDP is a program whereby CCM will work out an affordable payment plan with all your creditors, you thereafter only pay a single payment to CCM and they will pay all your creditors.

Under PDP, Lion Law will deal with all the legal services, which include dealing with all the creditor's correspondences and call, replying to all legal Notices including criminal offense Notices under Section 138 of the Negotiable Instrument Act of 1881. We also offer these legal services as a standalone service if you are not enrolled in the PDP also.

To speak to us about Debts, get in touch with us HERE