If you have defaulted on a payment then your credit score will already have been affected. As your creditors will receive regular payments from the plan, this will reflect on your credit report which in turn will help improve your score over time. It is important that you keep up with the repayments on the plan as your creditors will be keeping a close eye on regularity of your payments.

Your credit report may reflect that you are on repayment plan, although some creditors may not register it. With regular payments, your credit score will improve, it is important that the plan is maintained on time every month.

For your repayment plan to have optimum affect, all unsecured debts should be included on the plan. This allows you to free up as much disposable income as possible to pay off your creditors. Our aim is to get you out of debt as quickly as possible.

Each plan is tailored to your requirements. We make sure you have enough income to cover your essential bills, like rent, food, utility bills, medical and travel expenses, the money you have left over (disposable income) will be set aside to pay back your creditors every month.

We would love to speak to you to understand your financial circumstance, simply contact to us or fill the online register form and one of our debt advisors will be in touch.